Cardivo is available anywhere Stripe is. If you can sign up for a Stripe account, you can use Cardivo. Stripe is currently available to businesses based in over 44 countries (please see notes below for ‘preview’ countries), and almost anyone anywhere through Stripe Atlas. These are the countries supported by Stripe (and Cardivo) at the moment:
You can accept payments in most currencies Stripe supports (over 130) – at the moment you can’t accept zero decimal currencies with Cardivo. There are some exceptions and limitations based on your account’s currency. View the full list and more info here.
Are you in a country where Stripe is in preview?
Countries that show “Preview” above might have limited functionality as Stripe is just getting started there.You can read more about each supported country, including Stripe fees and sign up for a Stripe account here. Different preview countries might have different limitations.
For some countries, because of legal and Stripe restrictions, Cardivo fees cannot be automatically deducted from each transaction like they usually are. In these cases, you can still use Cardivo as normal – but your billing will be done monthly at the end of each month via a credit or debit card.
For some preview countries (like Indonesia and the Philippines), Cardivo might only work if you have set up a Stripe account using Stripe Atlas but not if your account is based in your home country and currency. This is because of legal limitations in these countries that don’t allow external platforms based in other countries to connect to locally-based accounts.
Is your Stripe account based in Japan?
Japan based accounts can use and accept payments with Cardivo in all other currencies except JPY at the moment. Cardivo does not support zero decimal currencies at the moment but we expect to add support in the future.
Is your Stripe account based in India?
Accounts based in India can currently only accept payments in INR using Cardivo – we will be adding support to accept other currencies too, but at the moment, only INR payments can be accepted. If you’re using Stripe Atlas with a USD account, then this does not apply.
Is your Stripe account based in Indonesia or the Philippines?
Unfortunately at the moment, due to legal and/or Stripe limitations, Stripe accounts based in Indonesia or the Philippines cannot connect to platforms like Cardivo that are based in other countries, like Cardivo is. We hope to support both countries in the future if and when this changes. You can use Cardivo if you have a US based Stripe account created via Stripe Atlas though.
If Stripe is not available in your country, we recommend looking into Stripe Atlas. It’s a great way to form a US company remotely and get all the benefits that come with it.
